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Money Savvy U features instructor materials, scripted lessons, activities, and games For More Details Visit: https://www.hkpayroll.com/services/, 5 reasons why financial planning is important. 80% of working, middle class Filipinos see a bleak retirement and more than half expect to be supported by their children in their old age; Only 10% of Filipinos are consciously saving up for retirement; Among the middle class, 36% save regularly every month while 51% only “save when they can” Mr. Rao providing services like retirement plans, risk management for individuals and businesses, 529 college savings plan, etc. Insurance. Every penny saved is like earning an extra penny. Make sure that you set your objectives straight, be it buying a car or a home, children’s education, etc. - Every individual's life Budgeting and money management is important task and to maintain life's money management their financial professsional and they give advice through finanacial planning software and Financial planning software and this software is integrated for financial professionals so that they give advice to thier clients for right financial management in investment,retirement,asset's and medical management etc and soon. Once you are done with this, the next step is quite easy. These lawyers help identify family trusts and asset protection. You should always consider if you need the product or not and if yes, then you should always look for the best deal. It could be a returning term plan, mediclaim, health insurance, etc. Financial Planning is the process of estimating the capital required and determining its competition. 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